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ART is a Community Development Finance Institution (CDFI) which provides business loans in the West Midlands.

As a Community Development Finance Institution (CDFI) ART’s remit is to ensure that viable businesses and social enterprises in the West Midlands can access the finance they need.

Our loans can be used for any business purpose, including asset purchase or working capital. We lend alone, or alongside banks or other financiers, and we are able to signpost you to independent Business Finance specialists for advice if required. We take a personal approach to assessing applications and can make money available quickly if necessary.

Our application process is straightforward. What you will need is a viable business plan and a realistic schedule for repaying the loan. See our Resources page for further guidance, or give us a call. We are an independent, mutual organisation owned by our members, both borrowers and investors.

Our investors are philanthropic companies and individuals whose core funding enables us to attract public and private sector support.

A Quick Introduction to ART Business Loans

Case Studies

Birgit Kehrer
ChangeKitchen

“ART helped us to keep trading and find new markets when public sector spending cuts hit our custo...

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Keith Noronha. Picture: Emma Walker.
Reynolds Technology

“In spite of having a good financial record, we did not fit the criteria for the banks. ART is le...

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Kirkwood Walker at FW Fitness. Photographer: Emma Walker.
FW Fitness

“ART was amazing; the best. All our dealings with them were pain free!”

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Raja Khan
Booom TV

“I was at rock bottom when ART felt it was worth lending me the money to start Booom TV - with the...

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