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ART is a Community Development Finance Institution (CDFI) which provides business loans in the West Midlands.

As a Community Development Finance Institution (CDFI) ART’s remit is to ensure that viable businesses and social enterprises in the West Midlands can access the finance they need.

Our loans can be used for any business purpose, including asset purchase or working capital. We lend alone, or alongside banks or other financiers, and we are able to signpost you to independent Business Finance specialists for advice if required. We take a personal approach to assessing applications and can make money available quickly if necessary.

Our application process is straightforward. What you will need is a viable business plan and a realistic schedule for repaying the loan. See our Resources page for further guidance, or give us a call. We are an independent, mutual organisation owned by our members, both borrowers and investors.

Our investors are philanthropic companies and individuals whose core funding enables us to attract public and private sector support.

A Quick Introduction to ART Business Loans

CELEBRATING 20 YEARS OF SUPPORTING BUSINESSES ACROSS THE WEST MIDLANDS

JOBS     *     OPPORTUNITY     *     GROWTH     *     INNOVATION     *     ENTERPRISE

ART 1997 - 2017 4EART 1997 - 2017 2

Case Studies

Kirkwood Walker at FW Fitness. Photographer: Emma Walker.
FW Fitness

“ART was amazing; the best. All our dealings with them were pain free!”

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Lee Parry of Enigma Digital
Enigma Digital

"ART's remit is to support enterprise and be less risk averse than other lenders - they are looking ...

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Ricky Manton. Photographer: Marc Kirsten
Mr Simms Olde Sweet Shoppe

“The staff at ART were friendly and supportive. They made me feel like more than just an anonymou...

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Joanne McDonnell at her Florist and Tea Room
Joanne’s Florist and Tea Room

"Graham from ART was really helpful and friendly.  He still pops by when he is in the area to see h...

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