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ART is a Community Development Finance Institution (CDFI) which provides business loans in the West Midlands.

As a Community Development Finance Institution (CDFI) ART’s remit is to ensure that viable businesses and social enterprises in the West Midlands can access the finance they need.

Our loans can be used for any business purpose, including asset purchase or working capital. We lend alone, or alongside banks or other financiers, and we are able to signpost you to independent Business Finance specialists for advice if required. We take a personal approach to assessing applications and can make money available quickly if necessary.

Our application process is straightforward. What you will need is a viable business plan and a realistic schedule for repaying the loan. See our Resources page for further guidance, or give us a call. We are an independent, mutual organisation owned by our members, both borrowers and investors.

Our investors are philanthropic companies and individuals whose core funding enables us to attract public and private sector support.

A Quick Introduction to ART Business Loans

CELEBRATING 20 YEARS OF SUPPORTING BUSINESSES ACROSS THE WEST MIDLANDS

JOBS     *     OPPORTUNITY     *     GROWTH     *     INNOVATION     *     ENTERPRISE

ART 1997 - 2017 4EART 1997 - 2017 2

Case Studies

Lee Parry of Enigma Digital
Enigma Digital

"ART's remit is to support enterprise and be less risk averse than other lenders - they are looking ...

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car restored by Concept Restorations
Concept Restorations

“I have always enjoyed working with ART.  They are able to give you a quicker response than the b...

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Joanne McDonnell at her Florist and Tea Room
Joanne’s Florist and Tea Room

"Graham from ART was really helpful and friendly.  He still pops by when he is in the area to see h...

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Andy Savery, M6 Motor Bodies
M6 Motor Bodies

“The application and decision-making process at ART is quicker than with the banks.”

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