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ART is a Community Development Finance Institution (CDFI) which provides business loans in the West Midlands.

As a Community Development Finance Institution (CDFI) ART’s remit is to ensure that viable businesses and social enterprises in the West Midlands can access the finance they need.

Our loans can be used for any business purpose, including asset purchase or working capital. We lend alone, or alongside banks or other financiers, and we are able to signpost you to independent Business Finance specialists for advice if required. We take a personal approach to assessing applications and can make money available quickly if necessary.

Our application process is straightforward. What you will need is a viable business plan and a realistic schedule for repaying the loan. See our Resources page for further guidance, or give us a call. We are an independent, mutual organisation owned by our members, both borrowers and investors.

Our investors are philanthropic companies and individuals whose core funding enables us to attract public and private sector support.


A Quick Introduction to ART Business Loans

JOBS     *     OPPORTUNITY     *     GROWTH     *     INNOVATION     *     ENTERPRISE

Case Studies

car restored by Concept Restorations
Concept Restorations

“I have always enjoyed working with ART.  They are able to give you a quicker response than the b...

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John Hamilton, Essentially Yours
Essentially Yours

“Funding hasn’t proved as easy to get as I had imagined.  People tell you that funding is avail...

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Wyebridge Interiors
Wyebridge Interiors

“I can’t praise ART highly enough.  They were excellent.  Graham came to visit and was extreme...

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Kirkwood Walker at FW Fitness. Photographer: Emma Walker.
FW Fitness

“ART was amazing; the best. All our dealings with them were pain free!”

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