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Invest in Art

An investment in ART Business Loans is an investment in the local economy, from which everyone living and working in the West Midlands ultimately benefits

The investment on offer is shares in ART. The money raised will support enterprise in the West Midlands economy by providing loan assistance to viable businesses that are unable to access all the finance they need from the banks. The loans will help these businesses survive challenging trading conditions, thrive and grow and help to protect and create jobs.

Investors will qualify for Community Investment Tax Relief (CITR) – see below for details.

ART Business Loans is the trading name of ART SHARE (Social Help Association for Reinvesting in Enterprise) Limited – a Community Benefit Society, registered number 28537R and Aston Reinvestment Guarantee Company Ltd – a company limited by guarantee – registered number 2422872.

We are an accredited Community Development Finance Institution for Community Investment Tax Relief (CITR) and use investment by companies and individuals interested in a social and financial return to contribute to the total capital we have to lend. Corporate and individual investment provides a base from which we are able to attract additional funds from a variety of public and private sector sources, including the banks.

Investors include Barclays, IMI, Jaguar, NatWest, Severn Trent and Wesleyan, members of the Cadbury family, Lord Digby Jones and a host of other companies and individuals who understand, and are committed to, ART’s aims.

Community Investment Tax Relief

Investments in ART are eligible for CITR. CITR provides a reduction on the amount of income tax or corporation tax (as applicable) paid in a year by the investor and is spread over a five year period following an investment. For example, if an individual invests £10,000 they should receive a £500 per annum reduction against their income tax liability (a total of £2,500 over the five year period of the investment). This equates to 5% per annum net of taxation.

A CITR eligible share investment must carry no right to be repaid for a period of five years from the date of the investment. At the end of the five year period shares are withdrawable at the request of the investor, subject to the rules of ART.

Further information on CITR and how it can be claimed by investors is available here:

How Much Can I Invest?

Investments can range from £5,000 to £100,000.  Larger sums can be accommodated as loan agreements rather than as investments in shares.  Co-operative Societies and Community Benefit Societies can invest with no upper limit.

Supporting Information

Accounts 2020

Annual Report 2020

Accounts 2021

Annual Report 2021

Accounts 2022

Annual Report 2022

Accounts 2023

Annual Report 2023

Rules of ART SHARE Ltd


See attached the Annual Report we created in 2023

To find out more visit or email ART’s CEO

“I am delighted to personally support local businesses and the West Midlands
economy by investing in ART Business Loans.”
Paul Faulkner
Personal Investor
“As an early investor in ART Business Loans, it has been my pleasure to watch it flourish for 25 years. It feels like a great way to give something back to Birmingham and know that it will go to help launch someone else with a very good start.”
Annie Murray, Author
Personal Investor

Do I Qualify for a Loan?

Yes, if the following applies to you:

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