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CEF – Community ENABLE Fund Programme

ART Business Loans is an accredited lender under The British Business Bank’s Community ENABLE Funding (CEF) Programme designed to support Community Development Finance Institutions (CDFIs) – access more funding to better support small and medium-sized enterprises (SMEs), especially those in underserved communities, by increasing the availability of finance.

The programme’s goals are to:

  • Help social lenders and CDFIs increase their smaller business lending activity by providing more funding.
  • Enable increased funding to smaller businesses that have been excluded or declined by mainstream lenders.
  • Support more ethnic minority-led and female-led
    businesses.
  • Boost access to finance for smaller businesses in
    deprived areas

Eligibility criteria:

To qualify, businesses need to show they are financially stable and meet our criteria. This includes the requirements of the Growth Guarantee Scheme, which applies to loans funded through CEF.

 

About Growth Guarantee Scheme

The Growth Guarantee Scheme (GGS) launched in July 2024 and is designed to support access to finance for UK small businesses as they look to invest and grow.  Growth Guarantee Scheme-backed facilities are provided at the discretion of  ART Business Loans. We are required to undertake our standard credit and fraud checks for all applicants.

To find out more about the Growth Guarantee Scheme, go through to our dedicated page using the button below:​

Growth Guarantee Scheme

 

Legal notice

The Community ENABLE Funding programme, and the Growth Guarantee Scheme is managed by the British Business Bank on behalf of the Secretary of State for Business and Trade. British Business Bank plc is a development bank wholly owned by HM Government. It is not authorised or regulated by the PRA or the FCA.
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Do I Qualify for a Loan?

Yes, if the following applies to you:

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