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RAD windows team

RAD Windows is one of the latest in a string of businesses to have received a loan from ART Business Loans to support cashflow when an unexpected event threatened its future.

Keith Ascough, John Day and Glenn Rivers set up RAD Windows in 2007. “We were keen to try our hand at running our own business,” says Keith, “although we knew it was a competitive market. We each brought a different skill set to the business and were doing very well, winning commercial contracts to supply glazed windows and doors in PVC and aluminium frames. Then one of our major customers had a change in procurement policy, switching from local suppliers to a national supplier.”

The loss of business posed quite a challenge. “No matter how hard you work to rebuild the business, or how optimistic you are that you can replace a lost customer, there is a time delay which can cause cashflow problems,” explains Keith. “We did win a significant contract, but then there was another gap before business picked up, so again we faced cashflow problems.”

ART Business Loans was recommended to Keith. “Ours seems to be a difficult industry for raising finance,” he says, “but ART was able to help. “The process of applying and receiving the money was quick and efficient. Thanks to ART we have been able to get back on track, and then grow the business further.”

Steve Walker, Chief Executive of ART says: “Companies can hit cashflow problems at any time in their development and the banks are not always able to support them. That’s where we come in; designed to lend to viable businesses which don’t fit the banks’ criteria. Our average loan size is £30,000 and one of the most common reasons for needing a loan is to support cashflow.”

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January 29, 2016 9:09 am

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