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Front cover of ART's Community Share Offer Document

Our Community Share Offer launched on 7th January and will remain open until 24th March.

We’re aiming to raise £500,000 to lend to businesses in the West Midlands, helping them to protect or create local jobs.  Individuals and companies can invest between £500 and £100,000 and their investment will be eligible for Community Investment Tax Relief (CITR).

CITR offers tax relief at 5% per annum of the sum invested over five years off UK income tax or corporation tax.  After five years shares may either be withdrawn or reinvested in ART.  You can find out more about how CITR works at

Dr Steve Walker, Chief Executive of ART, says: “The money raised will be used to support business, enterprise and innovation by offering loans to viable businesses unable to access any or all of the finance they need from the banks.  Having access to appropriate finance will enable those businesses to invest in people, premises and equipment, and support growth or diversification.

“Our current loan portfolio is over £5m and we are seeking additional capital through this community share offer to enable us to lend even more to West Midlands businesses in the year ahead.”

In addition to receiving this financial return, investors will be putting their money to work for the benefit of the local economy.  Research shows that there are many small to medium sized enterprises in the West Midlands, which remain unable to access appropriate finance to support their business plans, despite new alternative sources to the banks entering the market over the past ten years.  Many of them have similar lending criteria to the banks, or are charging very high interest rates.  “We are all about providing responsible finance and bring our expertise to bear in making lending decisions,” says Steve.

Lisa Ashford, CEO of Ethex, adds: “Ethex believes that social enterprises and mission driven businesses can provide innovative solutions to address some of the biggest challenges that we face as a society, including addressing social inequality, building resilient communities and fighting climate change – they just need to be able to access the finance they need to scale and grow.  ART is providing a solution to address the lack of availability of finance for businesses and social enterprises in the West Midlands, by supporting their current investment raise people will be able to help boost the local economy, promote job growth in the region and also target a fair financial return.”

You can register to buy shares and read the full share offer document at  Investors should be aware that their capital will be at risk.

January 9, 2019 10:09 am

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