An investment in ART Business Loans is an investment in the local economy, from which everyone living and working in the West Midlands ultimately benefits
ART Business Loans is the trading name of ART SHARE (Social Help Association for Reinvesting in Enterprise) Ltd – a Community Benefit Society, registered number 28537R and Aston Reinvestment Guarantee Company Ltd – a company limited by guarantee – registered number 2422872.
We are a Community Development Finance Institution and rely on investment by companies and individuals, interested primarily in a social rather than a financial return, to provide our revolving loan fund. Corporate and individual investment provides a base from which we are able to attract additional funds from a variety of public and private sector sources, including the banks.
Investors include Jaguar, IMI, Severn Trent, Wesleyan, Natwest, Barclays, West Bromwich Building Society, members of the Cadbury family, Lord Digby Jones and a host of other companies and individuals who understand, and are committed to, ART’s aims.
How Much Can I Invest?
Investments can range from £250 to £100,000. Larger sums can be accommodated as loan agreements rather than as investments in shares.
Community Investment Tax Relief
Investors do not receive a dividend, their return is primarily social, but they may qualify for Community Investment Tax Relief (CITR). This offers 5% per annum off personal or corporate tax liabilities up to a maximum of 5 years. Full CITR offers a return of 6.3% to a standard rate tax payer. To obtain the full relief the investment must be retained for 5 years.